What We Do

Find private money lenders for real estate!
our process

We help you find the funding you need to automate your business process.

Spend your limited time focusing on project management. Rely on us to guide you through your options in search of project funding from private loan companies. We connect with private loan companies that offer equity-base hard money loans. Working with us on a regular basis allows our relationship with you to grow, in which allows us to better service you. We work to maintain on-going relationships with investors, working with them regularly on all of their projects. It’s in our experience, regular working relationships with our clients helps to

Focus on your projects

  • Have More Time for Projects
  • Focus on Operations
  • More Time to Find New Projects
  • Increase Number of Projects

Fund ahead of Schedule

  • Expedite Project Completion
  • Confident Project Starts
  • Proactive Project Funding
  • Reliable Funding Process

Automate your business

  • Minimize Time Spent Applying
  • Supporting Documents Management
  • Improve Your Business Model
  • Confidence in Revenue Building Processes

Equity-based hard money

  • Hard Money Loans
  • Private Money
  • Equity Based
  • Reliable Funding

Sign Up For Free

You pay nothing until loan closing. Low-Risk Signup!

New Client & Supporting Documents

Fill out our online new client documents. Provide commonly asked-for supporting documents for your loan applications.

Receive Proof of Funds Certificate

Once your private money loan completes application and closing, you will receive a PFC.
what’s in it for you?

What we can help you achieve.

Real estate investors work with us to help with the loan application process. Additionally, investors benefit from our time invested in relationship management with private loan companies. Sometimes, having an existing relationship with the private loan company helps to expedite project funding. Not to mention, our combined 35 years of experience in construction management, commercial and residential development, and real estate allows us to provide you specialized services because we fully understand your business model.
how we help

How we help your REI business.

  • Loan Portfolio Management

    Our loan portfolio management service consists of maintaining documents required for the loan application process. We also maintain all documentation completed and submitted with all loan applications, funded or not. This is valuable to our most busiest clients. Expect confidential management of your loan application documents.
  • Loan Management Reporting

    We also provide monthly reports sharing all open loans, open applications, and applications in process. We know you’re busy. We also know in the back of your mind, you’re thinking about funding. That’s why our clients find our monthly reporting so valuable. Stay informed on your project funding while you are busy in investor meetings.
  • Loan Application Process

    We work with you to help keep you on schedule during the loan application process. Sometimes, some loans require supporting documents that another property hasn’t required before. Maybe, you are new to REI and aren’t sure yet what documents are needed so you aren’t prepared. We will work with you to meet loan application deadlines.
how to borrow money

How to Borrow Money from Private Lenders?

Before you go to borrow from a Private Lender you need to brush up on how to borrow from a Private Lender. Make sure you that you perform the following due diligence at the very minimum.

  • Gather all your documents, download your credit report, and come to a decision as to how much you need to borrow.
  • Look into the private sector for grants and loans for specific groups and purposes, like business startup funds for instance or schools and other nonprofit organizations.
  • Consider private investors and lenders in your area when looking for private money to borrow.

Applying for Private Money Loans

There are a handful of steps you go through in the process of applying for a Private Money Loan. Keep in mind unlike traditional loans the loan is not primarily based on your credit or even what you can put into the loan but more so with the deal itself and how the deal you are bringing to them is structured. Such as.

  • Check Your Credit and know where you are as far as qualifying for the type of loan you are considering.
  • Decide How Much to Borrow and make sure you can afford the payments.
  • Know how much skin you can put in the game? Can you contribute to the closing and will funds be available?
  • Know what is the total estimated profit is in the deal and how you came up with that information?
  • Gather Everything You Need for the Loan Application.

Supporting Information Needed for Your Application

There are a few typical documents required by the majority of Hard Money Lenders in the market. The following is a snapshot of that list although the list may not be all inclusive for your specific lending situation.

  • Copy of the executed agreement with full legal description.
  • Entity documents pertinent to and provided by all parties individually involved in transaction.
  • Proposed Budget
  • Bank Info
  • Loan Guaranty Info
  • Summary Overview
  • Insurance
  • Title Info
  • Exit Strategy

Common Complications Contractors Encounter During Loan Management

  • Not utilizing someone with experience in the field of the loan.
  • Experience in review of your loan request to ensure it is based on a full budget without any holes.
  • Mis Projected Closing and Turn Over Dates.
  • Risk and Management of Budget become worrisome.

How and Why Our Loan Management Services Make the Application Process Easier

We can make everything you need for the process available to you directly through our Portal. Once obtained we efficiently probe through all the submitted information to see where we may require any additional information and respond appropriately. We can fund in just days assuming all documents are in order and relative to the loan type, although majority of our loans fund in 10-14 days. All funding timelines are based upon the integrity & credibility of the borrower.

Where can I get a private money lender?

Where can I get a Private Money Lender? Best place to start is with friends, family and or colleagues. If out of luck, there then go to a local REI or REO meeting. Or perhaps search for private money and hard money lenders separately on the internet. There are even other sites which will marry you to lenders.

How to Find Private Money Lenders for Real Estate

Private Money Lenders could be anyone. Anyone with the money and desire to invest although most Private Money Lenders start out as a family member or colleague of someone who got the bug. Or even yet being referred by someone you met at a local REI or REO meeting.

Qualities of a Good Private Money Lender

The Top Qualities of a Private Lender are debatable to some but we tend to feel there are a handful worth mentioning and in no certain order.

  • Integrity of Lender
  • Knowledge/Experience of Lending Team
  • Servicing Capacity
  • Level of Fees and Rates
  • Proven Track Record of Success

Additional Information

Investorprivatemoney.com has funding partners nationwide to help get the private hard money funding you need now. Be it residential, commercial, mixed use, industrial, retail, office, land, hotel, or medical we can help you with refi, cash out, fix and flip, fix and hold, cash advances, long term or short term, bridge, or sub 500 credit scores we are your one stop shop for private hard money.

On most loans we can get you up to 75% LTV and typically process non owner occupied without prepayment penalties.

Investment property loans from $75,000-$100,000,000 with available rates of 5%-18%, 12-60 months and 0-8% points charged relative to deal quality and processing time. Max LTV up to 80%, Max LTC up to 100%, no owner occupied, prepayment penalty, FICO minimum of 400 and typically 2 weeks to close.

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